CAMT.053 / CAMT.054 Viewer

Open a CAMT file without uploading it

Drop a CAMT XML file onto the page and it is turned into a readable table: opening and closing balances, every booked entry with booking and value date, amount and credit or debit direction, the counterparty and the payment reference. The file is parsed in your browser and never leaves your device, which is important because bank statements contain personal and financial data. You can export the result as CSV or JSON for Excel, accounting software or your own scripts.

CAMT.052, CAMT.053 and CAMT.054 explained

• CAMT.053 – the end-of-day bank-to-customer statement. It is the XML successor of the Belgian CODA file and contains opening balance, entries and closing balance.
• CAMT.054 – a debit/credit notification for individual transactions, often used for incoming payments and direct-debit collections.
• CAMT.052 – the intraday account report, showing movements during the day before they are final.

The viewer supports versions .001.02 to .001.13 of these messages, so exports from different banks and generations open in the same way.

Belgian structured communication

Belgian banks carry the structured communication (the OGM/VCS reference, in Dutch gestructureerde mededeling) in RmtInf/Strd/CdtrRefInf/Ref with the proprietary type BBA. ISO creditor references use the type SCOR and start with RF. Both are recognised and their check digits are verified, so you can see at once which payments carry a valid reference. To create references for invoices use the OGM generator.

Batch bookings, for example one entry for a direct-debit collection with many TxDtls, are split into individual transactions so that each line can be matched to an invoice.

Moving from CODA to CAMT

Belgian banks are replacing CODA with CAMT.053 for account statements. The output schema of this viewer is identical to the CODA viewer, so you can read both formats side by side. Before you switch your accounting software, load the CODA and the CAMT version of the same day into the statement comparison tool and check that every transaction, amount and reference agrees. Our guide CODA versus CAMT in Belgium lists the practical differences.

If a file will not open

• Make sure it is the XML file, not a ZIP or PDF that wraps it. Unzip it first.
• Check that the root element is Document with a CAMT namespace. Other XML messages such as pain.001 payment files are a different format.
• A file can contain several statements. The viewer lists all of them in one table.
• If the file is large, give the browser a moment; parsing is local and depends on your device.

You can also inspect the raw XML with the XML formatter or compare two exports with the XML diff tool.

Privacy

Parsing runs in your browser. Bank statements, invoices and tax files often contain personal and financial data, which is exactly why nothing is sent to gratistools.be.